澳门真钱游戏官网澳门真钱游戏官网

档案:2014年6月

商业租赁路易斯维尔

澳门真钱游戏官网

Leasing…Give Me the Facts not the Myths

Businesses often tell us how surprised they are to discover how quick, easy and flexible lease 融资 can be.  他们还对利率发表评论, 资产产权负担, purchase options and other variables related to 设备融资.

 

Here’s what they say about 租赁 after they discover the facts:

 

租赁及购买选择 – “With a lease we can choose either a $1 purchase option or a stated purchase amount approximating fair value.  It’s nice to know the exact cost of either option before we make a decision.”

 

障碍 – “Bank loans come with strings attached, specifically covenants and UCC filings against everything we own.  Leases are typically secured only by the leased equipment, no other company assets.”

 

软成本 – “It’s good to know our lease can include IT software, 设备交付, 安装, 销售税和其他软成本.    澳门真钱游戏官网要是早点知道就好了.”

 

利率 – “Manufacturers and suppliers provide quick and easy 设备融资, but often at high rates coupled with a variety of fees.  Local 租赁 companies are much more competitive.”

 

简单 – “We want quick response to our questions from knowledgeable people who care.  We’re much too busy to fool around with inefficient and unresponsive long-distant voice mail systems.  这只会带来另一个麻烦.”

 

这些企业是正确的.  这就是他们坚持的原因 澳门真钱游戏官网.

 

“澳门真钱游戏官网 partners only with local community banks, so rates are always reasonable.  他们限制了购买选择权, 包括所有相关成本, respond quickly to questions and concerns and never tie up other company assets.  澳门真钱游戏官网要跟他们走.”

 

 

租赁问题? (502) 456-2800

Business Leasing Application Online

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澳门真钱游戏官网

学生贷款泡沫破灭

I usually cringe when I read about Elizabeth Warren advising the Secretary of the Treasury, chairing a Presidential oversight committee or crafting legislation in the Senate.  As chief architect of the Consumer Financial Protection Board and its founding leader, she and the CFPB have harmed community banks, created mountains of bureaucratic red tape, hurt borrowers and done virtually nothing to protect consumers.

 

Now Warren is weighing in on the student loan problem.  On the surface, lowering interest rates and capping monthly payments sounds great.  没有一个人, 包括我, wants graduates to be saddled with so much debt that they can’t start families, 买房子或者创业.  But Warren’s proposals don’t address the root causes of this $1.2万亿年危机.

 

The issue is directly linked to two very bad policies:

 

  1. Easy student access to credit without spending controls.  In other words, students are permitted to borrow for purposes beyond tuition, room and board.  没有控制, 贷款支付夜生活, 智能手机, 汽车, sporting events and all sorts of non-educational endeavors.
  2. Little oversight of or limits to education cost increases.  Generally, public and private institutions alike do a poor job of controlling their costs.  They don’t have to as long as the government loan program will pay.  另外, “for-profits” schools routinely enrich themselves at student and tax payer expense receiving a disproportionately high number of loans coupled with high loan defaults.

 

Warren’s proposed solutions create more problems than they solve because they don’t address the real issues.  If we’re going to deal with our student debt problem, we must address the reasons for the problem, not simply lower payments on loans way too high in the first place.

 

 

租赁问题? (502) 456-2800

Business Leasing Application Online

More Experience, More Sources, More Approvals

商业建议

澳门真钱游戏官网

回力标和业务

你扔过回旋镖吗, one of those funny shaped pieces of wood that promises to come right back?  I was eleven or twelve the first time I threw one.  My first toss looked more like a wounded duck than a graceful swan, crashing well before making its turn.  On that day I learned that boomerangs will not come back unless they are thrown exactly right.

 

慷慨就是这样.  澳门真钱游戏官网是否愿意付出时间, 人才和资源, generosity is best expressed without expectation of personal gain.  We should give for the right reasons, especially in 业务.  这里有三个机会:

 

  1. Introduce a customer or associate to another customer or associate.  The connection might be magic for them.  Just don’t ask for even a hint of compensation in return.
  2. Give valuable advice in your area of expertise.  Share your knowledge with those who might benefit from it without secretly hoping you’ll get paid or make a sale.
  3. 在非营利董事会任职.  当你做, don’t show up to meetings to network in hopes of building relationships which might one day payoff.  You’re there to serve, so lose all selfish motivation.

 

We only experience the boomerang effect when our gifts are offered without any expectation of return benefit.  That’s when they surprise us and become something truly powerful.  That’s also when our generosity moves us away from lives of self absorption, creating space for heart and soul to flourish.

 

租赁问题? (502) 456-2800

Business Leasing Application Online

More Experience, More Sources, More Approvals

商业租赁路易斯维尔
Leasing…Give Me the Facts not the Myths
商务咨询服务
学生贷款泡沫破灭
商业建议
回力标和业务